When you start thinking about owning your first home, one of the first questions you’ll ask yourself is should I buy an established house or should I build a new one. While it’s not always an easy decision, it should be one that you give careful consideration to. Here are some things to think about […]
When we speak to people, one thing that crops up very often is how hard they find it to save for a deposit for their first home. Getting onto the first rung of the property ladder is a seemingly impossible task for some. The price of rent, coupled with high living expenses in Perth, is […]
When we meet families who are struggling with debt, we always tell them one thing: “There is a way out of your debt”. Yes, it’s not an easy process. Yes, you’ll have to work hard and be committed to paying off your existing debts without accruing new ones. Many people struggle to imagine how […]
If you’ve checked your gas and electricity bills lately, you may well be shocked at just how much they are. If you have a gas heater in your home you may well have seen your gas bill sky rocket over the winter months, or if you’ve been using reverse cycle air con to heat your […]
It’s ridiculously easy to end up in debt these days and living beyond your means. In the age of contactless payments and FOMO (fear of missing out), many people are getting swept up into having it all instead of sitting down and working out realistically what they can and can’t afford. Here are 5 signs […]
Your wedding is supposed to be the happiest day of your life. So why do so many couples start off their married lives with a massive pile of debt acquired from just one day? A dream wedding doesn’t have to break the bank. If you’re saving for your wedding, follow our 10 simple tips to help […]
We all know that groceries seem to be getting more and more expensive here in Australia. With the introduction of ALDI in WA last year, prices have come down a little but there are always more ways to save on your weekly shop. Here are 14 simple ways you can save money on your food […]
Here at LUDA Financial Solutions, you might think of us as simply being financial planners in Joondalup, but that’s not how we see things. We believe in offering our clients a holistic financial service, which is why our financial planning services start with the crucial foundations of family budgeting and cash flow management, and then […]
It may only be June but there are less than 6 months until Christmas – eek! We all know that Christmas can be a really expensive time of year. From presents to food, decorations to travel, there always seems to be something else to spend your money on during the festive period. Even if you […]
Even though it’s 2017, many people are still not confident in managing their personal finances. Life is getting more and more expensive and unfortunately in the current economic climate salaries sometimes aren’t increasing as much as you would hope. There are some simple things everyone needs to be doing to create a comfortable financial future […]