When we meet families who are struggling with debt, we always tell them one thing: “There is a way out of your debt”. Yes, it’s not an easy process. Yes, you’ll have to work hard and be committed to paying off your existing debts without accruing new ones. Many people struggle to imagine how […]
It’s ridiculously easy to end up in debt these days and living beyond your means. In the age of contactless payments and FOMO (fear of missing out), many people are getting swept up into having it all instead of sitting down and working out realistically what they can and can’t afford. Here are 5 signs […]
Here at LUDA Financial Solutions, you might think of us as simply being financial planners in Joondalup, but that’s not how we see things. We believe in offering our clients a holistic financial service, which is why our financial planning services start with the crucial foundations of family budgeting and cash flow management, and then […]
Successful household budgeting is the rock that underpins your family’s financial security. Being in complete control of what you’re earning and spending each month is crucial if you want to achieve long term financial success and stability. Yet so many people have no idea where to even start when it comes to keeping track […]
Saving money can sometimes feel like an effort to do. But there are hundreds of ways you can save money by making simple changes in your life. Here are 10 simple life hacks that can save you money every day. 1. Start A Piggy Bank It might sound childish, but start a piggy bank. Get […]
When it comes to budgeting your household finances, you may think you know where you spend your money, but sometimes when you dig a little deeper, you might be surprised or even shocked at just where your money is going. If you find your money is going out just as fast as it’s coming in, […]