Thinking about what is going to happen to your assets and finances after you’ve gone is never something that you want to do. Many people assume (which is always dangerous) that if they are married and have children, then everything will automatically go to their spouse and/or children, but this is not the case. People […]
We’re often told that we should start saving for our children’s education but how many of us really do? There are always other expenses that seem more important, but really, if you’re honest with yourself, they’re just more imminent. If you’re serious about giving your children the best education you can afford, then you should […]
2017 is well and truly upon us and if you, like so many others, see January as a time to get off the couch and get fit, you’ll be excited to hear what we’ve got in store for you. We may focus on your financial health here at LUDA Financial Solutions, but we […]
No-one wants to think about what happens once they’re gone. It’s quite depressing, time consuming, and let’s face it, pretty confusing. But not putting proper measures in place may result in a lot more hassle for your family and even an unwanted financial burden. As dedicated financial planners in Joondalup, we’d like to share some […]
Property investing is not an easy game where you can make a small fortune overnight. Property investment is a long term plan, where you need to know what you want to achieve and how you’re going to do it. There are many pitfalls and mistakes you want to avoid, so here are our top tips […]
Saving money can sometimes feel like an effort to do. But there are hundreds of ways you can save money by making simple changes in your life. Here are 10 simple life hacks that can save you money every day. 1. Start A Piggy Bank It might sound childish, but start a piggy bank. Get […]
The media constantly bombard us about getting the best deal and switching between lenders, whether it’s for our bank accounts, mobile phones, internet, gas providers or something substantial like our mortgages. But is constantly switching your mortgage really a good idea? At Luda Financial Solutions, not only are we experienced mortgage brokers, but we are […]
Here at Luda Financial Solutions, we might be financial advisors but our focus is always on people. Last year we helped the Brown family (we’ve changed their names to protect their privacy) to recover from significant debt where they couldn’t see a way out – here’s their story. Today, Amanda Brown is a successful and […]
When it comes to budgeting your household finances, you may think you know where you spend your money, but sometimes when you dig a little deeper, you might be surprised or even shocked at just where your money is going. If you find your money is going out just as fast as it’s coming in, […]
As a financial advisor, the first place I always start with any new client is their cash flow management.